business

Have open positions you need to fill? Need new employees but struggle getting applications? We’re here to help!

With local roots in Cranston, Provisional Staffing Solutions is quickly becoming one of the countries top employment agencies, and we want to leverage that success to help our fellow Rhode Islanders. As a temporary staffing agency, Provisional Staffing Solution’s goal is to provide readily available, hardworking employees in a wide range of industries to employers. We believe in the importance of relationships and building alliances between companies and their staff. We are dedicated to matching the best employers with the best employees. From hotel staffing to manufacturing, packaging, machine operators to general office help, Provisional Staffing Solutions can assist you in meeting your labor needs at an affordable cost. Our staffing professionals place qualified candidates with top employers.

By working with Provisional Staffing Solutions your company will:

• Utilize workers only when you need them
• Reduce unemployment claims
• Compensate for a fluctuating workload
• Save on interviewing and advertising costs
• Save all your benefit expenses including workmen’s comp
• Save on bookkeeping costs
• Sharply reduce overtime expenses by replacing your more highly paid regular employees with temporaries working at an hourly rate

All of this will help to increase productivity and reduce costs to your business.

On our end, Provisional Staffing Solutions will assume the responsibility of:

• Recruiting and hiring employees
• Issuing weekly payroll
• Filing mandatory tax forms

So don’t waste time and energy searching for qualified candidates; instead, let the experts do the heavy lifting. Give us a call to schedule your free consultation today!

Provisional Staffing Solutions
535 Atwood Ave.
Cranston, RI 02920
401-831-2222

It would be fantastic to pay off your mortgage in a shorter period of time or even pay off your student loans for good, right? Since interest rates are low, this is the perfect time to refinance! However, these rates will not be low for long. If you want to refinance, it is best to do so NOW! Below you will find two solutions from Sierra Pacific Mortgage that could help you pay off your mortgage faster or get rid of debt.

For example, five years ago you bought your first home. You signed a 30-year mortgage and locked in at a rate of around 5%. Currently, interest rates are around 2 to 3 percent, but these rates will not stay this way forever. If you choose to refinance, you can turn a 25-year mortgage into a 20-year mortgage. Your payments would be at the same price, but with a lower interest rate. This option lets you gain extra years of financial freedom and you will finally be able to own your home!

The second option involves paying off debt. For example, you want to pay off your student loans. This is done by adding more years to your mortgage. By doing so you are able to cut back on debt and save hundreds of dollars. Let’s say you have a mortgage of 25 years and you decide to add on 5 more years. Now you have a 30-year mortgage. Refinancing while the rates are low, allows you to gain control of your debt and pay off those loans.

If you have any questions please contact Sierra Pacific Mortgage at 401-533-5392.

The weather isn’t the only thing heating up this spring.

If you’ve been following William’s & Stuart’s market updates, then you know we’re in the midst of an unprecedented seller’s market. Homes are in high demand, prices have been going up, and the homes that are available are getting sold almost as soon as they’re listed.

With so much time spent at home due to COVID-19, people across the country were forced to reassess their housing situation; including its size, location, and conduciveness to spending quality time at home. There was a large trend towards the suburbs and bigger homes with more rooms, more yard space, and a suitable work-from-home environment. The coastal regions and top suburbs in Rhode Island and Southeastern Massachusetts saw an influx of out-of-state buyers, particularly from New York, Connecticut, and California, paying top dollar to settle back into their New England roots and work remotely, while other out-of-state buyers invested in second and vacation homes.

So 2021 is a great year to sell – now how can you as a homeowner maximize value?

Plan now
Selling a home is a process that should be started well in advance if you want to earn the highest sale price possible. It can be intimating at first, but the sooner you get started – the better prepared you’ll be to get the best value for your home as possible.

Declutter your storage areas.
Use your time planning to also clean out your closets, basement, and garage in order to highlight these spaces that are increasingly important to today’s buyers. This is especially important when taking eye-catching photos and when hosting showings. The less space taken up by clutter, the more open your home will feel.

Work with an experienced agent
Now more than ever, sellers are seeking an expert to guide them through one of the most complex and competitive markets we’ve ever seen. An experienced real estate agent can make selling a home easy – helping to navigate through the process, and highlighting value to prospective buyers. The expert agents over at Williams & Stuart have decades of experience doing just that and are committed to supporting you in every way they can.

If you are looking to buy or sell a home, Williams & Stuart can help. Give them a call at 401-942-0200!

williamsandstuart.com
CRANSTON (MAIN OFFICE) | NEWPORT | NARRAGANSETT | PAWTUXET VILLAGE | WARWICK & EAST GREENWICH

Do you need more color in your life? Mary Tanana is the owner of Groovity Designs, creating folktastic and colorful art pieces available for purchase.

Mary creates colorful folk style art prints, Polish Wycinanki style papercut art, downloadable coloring pages, personalized items, Monogram initial prints, greeting cards, tea towels, sticker sheets. All her products are designed, printed, and hand-made in Rhode Island! Mary uses her experience of Fashion Illustration and Surface Pattern Design to create intricate and unique pieces.

Groovity Designs is inspired by Mary’s fascination with Henna designs, folk art, and Zentangle art. All of the designs illustrate textures Mary has seen on her travels around the world; landscape, nature, and architecture. Groovity Designs represents Mary’s heritage, Polish and Russian, and her style is influenced by folk art from those countries and Eastern Europe.

Mary has been interested in pattern design since she was a young girl; working with embroidery, needlepoint, counted cross-stitch, quilting, and crochet. She studied Fashion Illustration in college and later landed a job in jewelry design. Mary had the opportunity to live in Hong Kong to run a large design department, which opened her eyes to the world market and everything it has to offer.

You can order Mary’s designs on her website https://groovitydesigns.com/ or head over to her Etsy shop ‘Groovity’.

Writing is always saved for the most important times; hurried reminders, journal entries, greeting cards and maybe even a hand written note to your loved one on Valentine’s Day, so it is very important that you have a high-quality pen that you like and can rely on!

You don’t want to use a pen that makes your hand cramp every time you use it or one that requires you to scribble hard in the corner of your paper to get the ink flowing. It’s time that you purchase a long-lasting pen that looks as good as it feels!

Pen Savings is a New England based company that is committed to providing the very best writing products at price points that will add value to your writing experience. They specialize in offering high-quality refills that contain superior inks at unbeatable savings.

They carry brands such as Monteverde, Benu, Pineider, Conklin, Cross, Montegrappa, Also Domani & so much more! They also have a large selection of ink bottles, cartridges, converters, refills & notebooks. Please note that when purchasing from Pen Savings, there is always a 100% refund guarantee if anything was to ever go wrong and your product doesn’t leave you completely satisfied.

Enter into 2021 off with new goals in mind, and start by writing those down with a new, quality pen! Shop their products by visiting them at pensavings.com!

If you are looking for mortgage lending with a personal touch, look no further than Sierra Pacific Mortgage! The team, located in North Providence, takes the time to get to know you through one-on-one meetings to gain a full understanding of your unique goals and financial situation.

Beyond conventional fixed and adjustable rate mortgages, they also offer special solutions like government issued or state bond programs. The expert team of loan officers at Sierra Pacific Mortgage are dedicated to finding funding that works for you in the long term. They know that smart decisions now lead to success in the future and they’re here to help you make the right call!

Along with their excellent customer service, Sierra Pacific Mortgage utilizes top-notch technology to process, view, and sign most documents electronically- saving you time!

Sierra Pacific Mortgage exists to support your goals, whether it is buying your dream home, your first home, renovating the home you are in right now, or refinancing your existing mortgage. Their dedicated loan officers will always make your needs their top priority. If you are ready for outstanding mortgage service, visit sierrapacificmortgage.com/johnston and contact a loan officer today!

This past year has taught us the importance of being prepared for the unexpected and supporting local businesses. That’s why we recommend that you consider a new policy with Chestnut Hill Insurance Group – for great coverage from a local company!

Chestnut Hill Insurance Group is a Rhode Island business with decades of experience serving RI, CT, MA, and ME residents. As a leading provider of innovative insurance solutions, Chestnut Hill Insurance Group takes pride in offering the most suitable risk management options. Their client’s best interest is always their top priority, so if you are looking for a business that always has your back and ensures that you are never alone, they would love to work with you!

Everyone has different needs, which is why they provide clients with personalized insurance solutions and offer services in a broad range of areas, such as:

• Home
• Renters
• Auto
• Boat, Yacht
• Campers, Trailers, ATVs & Snowmobiles
• Business
• Wedding

Chestnut Hill Insurance Group strives to support its clients during times of need, while always providing caring and trustworthy customer service. Through reliable and affordable services, they can help you get the coverage that you need. With unpredictable winter weather and many other variables, make sure that you have the best protection for the important things in your life in 2021.

Prepare for this year by visiting Chestnut Hill Insurance Group online at chestnuthillins.com to schedule a free assessment. You can also call 401.568.7888 to speak with the Rhode Island team, or 860.315.9494 for the Connecticut team! It is important that you have confidence in your coverage and support, and Chestnut Hill Insurance Group wants to be there to support you.

https://chestnuthillins.com/
https://www.facebook.com/chestnuthillins
RI: 2 Chestnut Hill Rd, Chepachet, RI 02814
CT: 197 Providence St, Putnam, CT 06260
Monday – Friday: 9am – 5pm
Saturday: By appointment only
Sunday: Closed